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India’s AI-assisted ODR dispute stack

BharatNyay

Click Karo! Resolve Karo!

Fast, fair routes for loan and portfolio disputes built on proven ODR ideas: structured negotiation, neutral-led mediation, conciliation, and arbitration under the Arbitration & Conciliation Act, 1996 — online, secure, and audit-aware. BharatNyay supports individuals, enterprises, and institutions with legally aligned digital dispute workflows.

Arb. & Conciliation Act 1996 Party autonomy + neutral safeguards Signed-in workspace

856+

Cases tracked

91%

Resolution fidelity

14 days

SLA target

₹12.5 Cr+

Portfolio value

ODR snapshot

Online Dispute Resolution (ODR) integrates technology with mediation, conciliation, negotiation, or arbitration — so pleadings, evidence, and hearings can proceed without needless travel, aligned with UNCITRAL’s technical notes on ODR foundations and proportional case management.

BharatNyay service lanes include online mediation, online arbitration, online conciliation, and online negotiation. These tracks are designed to resolve disputes faster, legally, and securely while preserving commercial and customer relationships.

Trusted by teams across India’s lending ecosystem

Bajaj FinanceHDFC BankSBI ICICI BankAxis BankKotak Mahindra
Platform features

Operational depth for lawful ODR

Rails that mirror how institutional ADR blends party-driven negotiations with adjudicatory closure — dossiers, neutrality, timelines, hearings, and artefacts from one cockpit.

Electronic filing vault

Governed filings, versioning, tagging, and chronological trails — analogous to procedural registers ODR institutes maintain for transparency.

Escalation ladder

Mapped from pre-arbitral consultations through neutral appointment, aligning with UNCITRAL’s emphasis on exhaustion of amicable tiers where parties agree.

AI-assisted triage

Portfolio classification hints, SLA risk spotting, anomaly flags — always reviewable so humans certify outcomes (ICODR good-practice echoes).

Mandatory notices discipline

Dated communications respecting cooling-off etiquette before arbitration petitions consume court bandwidth.

Financial exposure KPIs

Portfolio POS/claim overlays so creditor committees quantify exposure while neutrals supervise proportionality.

Hearing & award readiness

Secure conferencing hooks, chatter logs, interim capture fields — artefacts expected when converting digital hearings into settlements or awards.

How it works

Stages parties expect in disciplined ODR

BharatNyay hard-wires intake, neutrality, procedural fairness logs, and repository hygiene for mediation, conciliation, negotiation, and arbitration at production scale.

01
Consent & clause check

Validate arbitration agreements / ODR tiers and seat language before escalating.

02
Negotiate & mediate

Controlled notices, caucus slots, escalation clocks — chatter becomes evidence of good faith effort.

03
Neutral & hearing

Appointment logs, disclosures, digitally witnessed hearings respecting natural justice norms.

04
Settlement / award

Document repository ready for stamping, filings, RBI/NCLT interplay where jurisdiction permits.

Our stakeholders

Governance-ready roles

Consumers, financiers, neutrals, and supervisors converge on one fabric — aligning with fiduciary duties and supervisory expectations for fair recovery (RBI).

Borrowers

Fair EMI disputes, coercion complaints, SARFAESI interplay — mediated channels before escalation.

Lenders & NBFCs

Repeatable dockets respecting fair practices code timelines and escalation governance.

Neutrals

Remote case management disclosures, neutrality declarations, remuneration transparency.

Regulators / audit

Grievance redress artefacts, SLA telemetry, segregation of duties for sensitive actions.

Testimonials

Trusted by thousands

Illustrative stories — customise with live references after deployment.

“Structured ODR ladders closed my EMI overcharge in twelve days.”

SR
Sneha Reddy

Borrower, Hyderabad

“Neutral dashboards shave hours versus inbox arbitration.”

AP
Adv. Priya Sharma

Mediator

“Penalty reversal path finally matched our clause library governance.”

VE
Vikram Enterprises

MSME borrower, Mumbai

Deploy governed ODR for your portfolios

Book a blueprint session — neutrality policy, arbitrator panel rules, data residency, escalation matrices, integrations.